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    <lastmod>2022-09-06</lastmod>
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  <url>
    <loc>https://www.riskexchange.com/postcard</loc>
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    <lastmod>2021-06-03</lastmod>
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    <loc>https://www.riskexchange.com/programs2</loc>
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    <priority>0.75</priority>
    <lastmod>2020-11-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1603384299657-2TDOVSIQOE16MK660B7L/Screen+Shot+2020-10-22+at+11.30.39+AM.png</image:loc>
      <image:title>Programs</image:title>
      <image:caption>Risk Exchange has developed an exclusive program in partnership with an A-rated, standard market to provide insureds and retail agents an alternative to the assigned risk pool.  REX has a program that specifically targets businesses heading into the assigned risk pool by offering access to an A-rated, standard market carrier that provides competitive premiums and superior service compared to the pool.   VWC is a program that is designed to write the overwhelming majority of businesses, exposures, losses, and mods.  Chances are, if you are in the assigned risk pool, we can place your business through our exclusive VWC program. REX receives eligible submissions directly from NCCI via the VCAP program.  If you have submitted an account through the VCAP program, and the account is eligible under this program, a representative will reach out to you within 3 business days. To learn more about the NCCI VCAP program, click HERE.</image:caption>
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    <image:image>
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      <image:title>Programs - Workers Comp</image:title>
      <image:caption>REX offers access to an array of workers compensation markets that offer competitive pricing options for a diverse mix of business operations. Whether it's a large business requiring PEO placement, or a small new venture, we have options that will allow businesses to achieve low-cost workers compensation premiums through secure and trusted insurance carriers. As a licensed broker in all 50 states, and with a wide range of available markets, REX’s mission is to make the process of finding markets for accounts easier than ever. With our simple, easy-to-use system, once REX receives an eligible account, our dedicated staff will immediately begin identifying the best markets based on the insured’s needs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1602175903833-28UR50YD6A6807XIZ8A3/Screen+Shot+2020-09-24+at+11.27.11+AM.png</image:loc>
      <image:title>Programs</image:title>
      <image:caption>Finding coverage for an account shouldn't be difficult, but increasingly we see the cumbersome submission process made worse through difficult to navigate systems with too much information to manually enter. We are happy to have teamed up with industry leaders in order to provide access to client-focused technology that allows us to stay ahead of the curve by offering an efficient online system that streamlines the submission process. The state-of-the art system is simple to use and guarantees faster turnaround times, centralized records, and direct communication with the REX staff. This simply means less work for you, faster quote turnarounds, and a better overall experience.</image:caption>
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  </url>
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    <loc>https://www.riskexchange.com/contact</loc>
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    <lastmod>2022-07-19</lastmod>
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  <url>
    <loc>https://www.riskexchange.com/about22</loc>
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    <priority>0.75</priority>
    <lastmod>2020-10-08</lastmod>
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      <image:title>About 2</image:title>
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    <loc>https://www.riskexchange.com/submit</loc>
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    <lastmod>2021-06-24</lastmod>
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    <loc>https://www.riskexchange.com/depop-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-09</lastmod>
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      <image:title>Programs - Depop Program</image:title>
      <image:caption>The guidelines for our programs focused on providing an alternative to the assigned risk pool include: • Minimum Payroll on most class codes of $12,500 • Minimum Payroll on contracting codes of $25,000 • Lapses in coverage (with no known loss letter) • All experience mods and loss histories</image:caption>
    </image:image>
    <image:image>
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      <image:title>Programs - Depop Program</image:title>
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  <url>
    <loc>https://www.riskexchange.com/our-team-1</loc>
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    <lastmod>2022-01-11</lastmod>
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    <loc>https://www.riskexchange.com/aboutrex1</loc>
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    <lastmod>2022-02-15</lastmod>
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      <image:title>About REX</image:title>
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  <url>
    <loc>https://www.riskexchange.com/our-team-2</loc>
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    <lastmod>2020-11-16</lastmod>
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  <url>
    <loc>https://www.riskexchange.com/faqaudit</loc>
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    <lastmod>2022-07-19</lastmod>
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    <loc>https://www.riskexchange.com/premium-audit-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-09</lastmod>
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      <image:title>Premium Audit</image:title>
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    <loc>https://www.riskexchange.com/programs-1</loc>
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    <lastmod>2020-11-25</lastmod>
    <image:image>
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      <image:title>Programs (Copy)</image:title>
      <image:caption>Finding coverage for an account shouldn't be difficult, but increasingly we see the cumbersome submission process made worse through difficult to navigate systems with too much information to manually enter. We are happy to have teamed up with industry leaders in order to provide access to client-focused technology that allows us to stay ahead of the curve by offering an efficient online system that streamlines the submission process. The state-of-the art system is simple to use and guarantees faster turnaround times, centralized records, and direct communication with the REX staff. This simply means less work for you, faster quote turnarounds, and a better overall experience.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1603384299657-2TDOVSIQOE16MK660B7L/Screen+Shot+2020-10-22+at+11.30.39+AM.png</image:loc>
      <image:title>Programs (Copy)</image:title>
      <image:caption>Risk Exchange has developed an exclusive program in partnership with an A-rated, standard market to provide insureds and retail agents an alternative to the assigned risk pool.  REX has a program that specifically targets businesses heading into the assigned risk pool by offering access to an A-rated, standard market carrier that provides competitive premiums and superior service compared to the pool.   VWC is a program that is designed to write the overwhelming majority of businesses, exposures, losses, and mods.  Chances are, if you are in the assigned risk pool, we can place your business through our exclusive VWC program. REX receives eligible submissions directly from NCCI via the VCAP program.  If you have submitted an account through the VCAP program, and the account is eligible under this program, a representative will reach out to you within 3 business days. To learn more about the NCCI VCAP program, click HERE.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1602172571339-W4QTW75PSETSNPOKPK56/Screen+Shot+2020-10-08+at+10.31.56+AM.png</image:loc>
      <image:title>Programs (Copy) - Workers Comp</image:title>
      <image:caption>REX offers access to an array of workers compensation markets that offer competitive pricing options for a diverse mix of business operations. Whether it's a large business requiring PEO placement, or a small new venture, we have options that will allow businesses to achieve low-cost workers compensation premiums through secure and trusted insurance carriers. As a licensed broker in all 50 states, and with a wide range of available markets, REX’s mission is to make the process of finding markets for accounts easier than ever. With our simple, easy-to-use system, once REX receives an eligible account, our dedicated staff will immediately begin identifying the best markets based on the insured’s needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/programs</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-13</lastmod>
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      <image:title>Programs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1626368864884-OZ21E7CA3NWWPX87S27U/ASA+Logo+2.jpg</image:loc>
      <image:title>Programs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1626369008150-DW7C1NNWUU9GU7D890OG/GOC+logo.png</image:loc>
      <image:title>Programs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1607895950033-KYK8QKGDNY0PYZHVMBZD/REX_calculat.jpg</image:loc>
      <image:title>Programs</image:title>
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  </url>
  <url>
    <loc>https://www.riskexchange.com/consultancy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-15</lastmod>
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      <image:title>Consultancy</image:title>
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  </url>
  <url>
    <loc>https://www.riskexchange.com/wholesale1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1624550057139-9WXEYL4XD0AUXV4MSXHO/Wholesale+Map+w-text+jpeg.jpg</image:loc>
      <image:title>Wholesale</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1607896037767-2WQYMKQ83F4WMQTHQM34/signhere.jpg</image:loc>
      <image:title>Wholesale</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/get-apointed</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-24</lastmod>
  </url>
  <url>
    <loc>https://www.riskexchange.com/companion-wc</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1626369130911-ZD9E78216AKMIHJ6TRRB/Target+Markets+logo.png</image:loc>
      <image:title>Companion Workers Compensation Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1624982752541-VFEIFLNEFEBV39C5E48A/Collaboration++Picture+1.jpg</image:loc>
      <image:title>Companion Workers Compensation Program</image:title>
      <image:caption>We can offer: Complete in-house rate, quote, and bind authority on behalf of the carrier Policy turn-around in 24 hours Coverage solutions to insureds in all industry groups, class codes, geography, size of account, loss history, and most classes of business</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1602168321510-QM80VP2640XQHB6QFHEF/REX_Gray.jpg</image:loc>
      <image:title>Companion Workers Compensation Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/staffing-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-09-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1624386431783-IEKZBI6VBZ9JOUO10DB7/Building+Management.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1624386866425-E6MP86NJ5STF717I4WSN/Assembly+Line.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625765008703-EFC3WLOX0BWBI4RIC14V/Hotel+Maid.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625765076006-JU9W8QUJMFGL3J0YG4CM/Nurse.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
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      <image:title>Staffing Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1624388250131-8MECBMZ0RKVI2I5BA7PE/Storage+Facility.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625765229525-ERAL3152ZBPS5XQBJJO8/Dental+Assistant.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625765623126-SJUJ33VQ2J1V88Q4TNZE/Hair+Stylist.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625765703539-SFNSV0F656RUDI035HYA/mechanic+2.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1602168321510-QM80VP2640XQHB6QFHEF/REX_Gray.jpg</image:loc>
      <image:title>Staffing Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/wholesale</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/000d1dbd-6cc5-4da7-a194-06ea30cc79f9/Wholesale+Map+v.3.2022+jpeg</image:loc>
      <image:title>Wholesale Program</image:title>
      <image:caption>ADDITIONAL REX BENEFITS: • Preferred status with access to carrier’s broadest available appetite • Superior service – turn around times to match client’s needs • Competitive commission offerings • Streamlined appointment process • Flexible submission process</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1602168321510-QM80VP2640XQHB6QFHEF/REX_Gray.jpg</image:loc>
      <image:title>Wholesale Program</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/faq-billing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1625777995687-4TFVF2LN5PGLMUB04HNX/Policy+Example.png</image:loc>
      <image:title>FAQ - Billing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/rex-application</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-13</lastmod>
  </url>
  <url>
    <loc>https://www.riskexchange.com/agency-portal</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-15</lastmod>
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      <image:title>Agency Portal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.riskexchange.com/staffing-application</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1646765037377-LA90W25YTNAN90RQZ2YG/Staffing+Supplemental+App+NEW+NOT+FILLABLE_Page_1.jpg</image:loc>
      <image:title>Staffing Application</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1646765037399-L6AU99VAJD6X1MKOSKQZ/Staffing+Supplemental+App+NEW+NOT+FILLABLE_Page_2.jpg</image:loc>
      <image:title>Staffing Application</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f5a17f9675e403f4e941fdc/1646765037915-EJXBC5XKXYOH77RFEMYJ/Staffing+Supplemental+App+NEW+NOT+FILLABLE_Page_3.jpg</image:loc>
      <image:title>Staffing Application</image:title>
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    <image:image>
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