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Trademark and Copyright Ownership
The materials on this site, including copyrighted material, service marks, trademarks, and trade names, are owned by Risk Exchange Insurance Services, Inc. (REX). Using any materials from this site is prohibited; however, may print or download a reference copy for your own personal or non-commercial use provided that you do not remove our copyright, trademark or other legal notices. Any other modification or use of the materials on this site violates proprietary rights.
Producers or policyholders cannot bind, alter or cancel coverage except through riskexchange.com or by speaking to an authorized representative of Risk Exchange Insurance Services, Inc. (REX) or its affiliates. Coverage cannot be assumed to be bound without express confirmation from riskexchange.com or an authorized representative of Risk Exchange Insurance Services, Inc. (REX) or its affiliates.
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A.M. Best Company Ratings
At various places on this website, we have made reference to the rating assigned by the A.M. Best Company (Best) to the carriers we represent. The objective of Best's "Financial Strength Rating" system is to provide an opinion as to an insurer's financial strength and ability to meet its ongoing obligations to policyholders. Best's "Financial Strength Rating" opinions are divided into two broad categories: Secure and Vulnerable. Secure rated companies have experienced a very low failure frequency, and include ratings from A++ and A+ (Superior), to A and A- (Excellent) to B++ and B+ (Very Good). In Best's opinion, the highest rated Secure companies have a very strong ability to meet their ongoing obligations to policyholders, while the lowest rated Secure companies have a good ability. The higher a company's Secure rating, the greater its ability to withstand adverse changes in underwriting and economic conditions over longer periods of time.